Philip Santo & Co provides a specialist independent Automated Valuation Model (AVM) consultancy. While particularly concentrating on advising smaller lenders with limited resources for specialist analysis, the company also works with the largest organisations.

There is a focus on understanding and meeting the specific needs of every client, whether local building society, large corporate risk department or international operation.

AVM Consultancy


Fully independent of any AVM provider, panel manager or lender


Providing a full range of AVM consultancy services


Individually tailored to your organisational requirements

Survey Services


Traditional range of inspections and reports


Conference and training presentations


Expert witness

Philip-Santo-Website-Legal_03.gif